需要外币消费的看看！申请招商银行的《三体》联名Visa或银联实体卡

2023年1月24日 49 信用卡 视频

海淘党们是不是还在为没有外币卡而发愁？有些爱海淘的朋友还在刷虚拟信用卡吗？今天给大家推荐招商银行与知名IP《三体》联名发行的国行Visa全币卡，可以在境外的支付平台正常运作。

三体联名Visa卡

我想在座的各位不说看过《三体》，至少也是听说过吧。《三体》是中国当代科幻作家刘慈欣于2006年5月至12月在《科幻世界》杂志上连载的一部长篇科幻小说，出版后成为中国最畅销的科幻长篇小说之一。2008年，该书的单行本由重庆出版社出版。小说的英文版获得美国科幻奇幻作家协会2014年度“星云奖”提名，并荣获2015年雨果奖最佳小说奖。

《三体》第一部封面

最近这段时间《三体》改编的影视剧和动画等衍生作品很多：

2022年9月25日，Netflix在Tudum活动上宣布Netflix原创剧集英文版《三体》第一季杀青。

Netflix原创剧集《三体》海报

2022年12月10日，bilibili播出耗时三年制作的《三体》网络科幻动画剧集。

bilibili独家中国网络科幻动画剧集《三体》海报

2023年1月15日，由企鹅影视、三体宇宙及灵河文化共同出品的中国科幻剧集的《三体》电视剧，在CCTV-8首播，腾讯视频、咪咕视频同步网播。

CCTV-8首播电视剧《三体》海报

Visa官方微信公众号在2023年1月12日发布了三体联名卡的宣传文章，而那段时间刚好是《三体》衍生改编作品最火甚至霸占热搜榜的节骨眼。B站的热播动画《三体》当时正在连载，CCTV-8在三天后首播《三体》电视剧。

这张联名卡也算是IP的一个周边了，粉丝们估计正在申请。

申请的二维码我挂在下面，可以扫码进入申请界面。其实这个申请门槛很低，只要你年满18岁，且信用额度良好，那么你一定可以拿到的。而且没有收入的学生也可以申请，这就方便了想要海淘但没有外币卡的大学生。满18岁的初中生学历的朋友也能申请。

这张卡有以下福利的：

  1. 美元或其他外币消费后，直接用人民币还款
  2. 新户手刷达标，享B站大会员等其他好礼选一种
  3. 在卡的有效期内免年费
  4. 有针对境外消费的优惠
  5. 免汇率换算服务费

你现在可能还在刷虚拟信用卡，虚拟信用卡基本没有优惠。而且虚拟信用卡并不能在所有的支付场景中扣款成功，一些风控严格的支付平台是拒付虚拟卡的。我建议大家去办实体卡，实体卡相较于虚拟卡，更安全、舒适、放心、省事。而且办一张Visa、万事达、美国运通的实体卡其实很方便。

招商银行同样与银联合作，也发行了一张三体联名银联卡。

申请流程

首先打开招商银行官方的三体联名Visa卡的申请链接，然后你需要先填写你的姓名+身份证号。

申请界面首页

这个身份证号只支持年满18岁的中国大陆公民。

接着就点击”下一步“按钮，跳转界面要求你输入手机号（必须是可以接收短信的+86号码）、单位所在城区（实际上就是你所在的省、市、区）、单位详细地址（填写你的家庭住址或你的工作单位地址）、单位名称（你居住的小区名称或你的工作单位名称）、职务和学历。

将你的真实信息填写好后，就能提交了，点击”确定“按钮。

提交后的页面

至此，你申请Visa卡所填写的信息已经送审到银行的工作人员了，你需要等待7-10个工作日才能拿到这张卡。

查询申请进度

首先上手机自带的应用商店下载”掌上生活“App，或者打开官方的下载链接。

掌上生活App的App Store下载页

安装完成后，我们打开App，首页长这样的：

掌上生活App的首页

在搜索框里搜索”进度查询“。

点击”进度查询“，进入查询业务办理进度的界面。

如果你是招商银行的新户主，之前没有在招商银行办过任何业务或没注册过招商银行手机App的帐号，那么这个时候就需要你登录+实名认证了。

首先是登录帐号，你在这里使用的电话号码一定要与你刚刚申请信用卡的电话号码是一样的。

接下来就是设置登录密码了。

之后就被要求绑定招商银行发行的银行卡或者实名认证。

如果你有招商银行的银行卡，你可以直接绑上去。

如果你之前一直没有在招行办过任何业务，就只能使用刷脸验证了。

点击”刷脸验证“按钮后，你被要求先输入你的姓名和身份证号。

点击”下一步“按钮，你就要刷脸了，论颜值的时候到了。

按照提示刷脸时做动作，然后就好了。

接下来，我们再次回到首页，再次到首页上方搜索栏里搜索”进度查询“，点击第一个搜索结果。

我们在这里就能查看信用卡的办理进度，以及最后的办理结果。

这个时候我们刚刚的信用卡申请已经受理了，只要不是老赖、信用额度良好，等待7-10个工作日，就能拿到信用卡了。

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