中行的莫奈卡属于外币借记卡，没有一类卡二类卡的限制，网上反映可以直接用此卡入金Wise，还能用来绑定Steam阿根廷区。
虽然这张卡的申请门槛很低，16+就能申请，但是申请难度太大！网络在线申请的链接一变再变，现在使用莫奈卡的最新链接申请这张卡只能邮寄到上海开户网点，也就是说需要你本人亲自去上海的网点拿这张卡。即时你在申请卡片的时候填写的是你自己的地址，它也会被送到上海网点让你自取。
注意：在你领取卡片之前，网点最多会帮你保管半年，半年后若你没有领取这张卡，不管什么原因直接作废。
给已经激活卡片的人说明一下，不要滥用这张卡，不要用这张卡薅羊毛或者频繁拒付，因为这可能会导致卡Bin被风控，有些支付场景甚至可能会直接拒绝此卡Bin，这又算是失去一个好玩意了。
申请链接
鉴于此卡的申请链接会一变再变，我会持续关注该卡动态，随时更新，也请大家关注这篇博客，获取这张卡的最新资讯。
中国银行万事达莫奈借记卡
此卡是全币种卡，年龄只需16+即可，只能寄到上海网点
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