据FTNN新闻网报导，永丰商业银行和第一商业银行等银行陆续公告新出炉信用卡协议，將针对「核卡后12个月未动用」的持卡人进行整改，明年起生效，预估有380万名卡粉会被波及！
根据中华民国金管会的统计，台湾整体流通信用卡的数量高达量5700多万张，但停卡张数却也多达374.79万张！
拥有226万张卡的永丰公告，明年起若信用卡连续12个月没开卡或用卡，將主动通知停卡；而拥有154万张卡的一银也公告除法令有强制禁止之规定者外，明年若持卡人於核卡后12个月內未开卡或用卡，得以最少30日前之书面或事先与持卡人约定之电子文件通知持卡人终止信用卡契约。
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